Losing your tools from the back of your van could seriously damage your earning ability. That’s why Tools Cover (sometimes described as Goods in Transit insurance) is such a good idea.
How does Tools Cover work?
Tools Cover will replace any goods, tools or equipment you carry in your van in connection with your work. For example, if your van is stolen together with £750 worth of your tools, then your van insurance will replace your van and the tools cover will pay to replace your tools.
Check the limit of your Tools Cover
Most policies set a maximum limit for the value of tools insured. It’s worth checking if there’s a single article limit, as some policies only cover items up to £50 or £100. If you carry expensive tools, then a policy with a single article limit may not be best for you.
Any special conditions?
Another point worth checking is the security your van insurer requires before they provide tools cover. Some van insurers insist the vehicle is locked in a garage or has specialist security items fitted. They may also specify different times of the day when the cover isn’t operational. So for example, if your van isn’t securely locked in a garage overnight, it might not have valid tools cover.
Great value Tools Cover from Gladiator
With Gladiator, you can benefit from Tools Cover that works 24 hours a day, 7 days a week, anywhere in the UK, using the security already fitted to the vehicle. £1000 worth of Tools Cover costs just £44.50, so phone us now on 0800 519 6767 or click here to get a Van Insurance quote and add Tools Cover to buy online.
You can check the small print by looking at the Tools Cover Policy wording. |
