Rising premiums

Recently insurance premiums have been rising due to a number of factors. One of the reasons is that there are too many uninsured drivers on the road. Research tells us uninsured drivers are costing the industry £500 million each year which is then having a knock on effect on our insurance premiums. A second factor is the increasing amount of personal injury claims. The costs from personal injury claims have to be covered by the insurance companies, which in turn is leading to a rise in premiums.  

Even though the number of accidents have been falling the number of people saying they have been hurt and seeking compensation is increasing.

Gladiator always want to find ways to save you money, that's why we offer introductory discounts if you have up to 70% no claims bonus on another vehicle.

Despite the rise in van insurance premiums, there are things you can do to keep your van insurance costs low:  

The smaller the vehicle usually the smaller the insurance premium. Small vehicles are generally easier to control which results in fewer collisions.

The lower the mileage generally the lower the premium. Work out your annual mileage as best you can as this may save you money.

By increasing your voluntary excess your insurer will usually reduce the cost of the premium. This is because it will cut the amount of money the insurer will have to pay out.

Many factors affect the price of your premium. By having secure locks, alarms and immobilisers insurers will consider your vehicle less of a risk from theft and therefore should lower your premium.

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