Buying a van and taking out a van insurance policy can be a tricky task. There are countless factors you need to consider before you buy and to help you on your way, Gladiator has compiled a guide to vans and more importantly, van insurance.

We have tried to explain some of the principles of van insurance that people commonly ask us about, but obviously there may be something else you want to ask us about van insurance. If this is the case, please use the form HERE to ask us a question and we will email you an answer.

Please select... Why does my van insurer ask so many questions? Previous Van Claims History Number Of Drivers and Van Insurance Driving Convictions & Van Insurance Mileage & Van Insurance Occupation & Van Insurance Security & Van Insurance Vehicle Value & Van Insurance Vehicle Age & Van Insurance Vehicle Use & Van Insurance Your Address & Van Insurance Should I always choose the cheapest van insurance quote? Why does my price keep going up? What is Public Liability Insurance? What is Employers Liability Insurance?

Vehicle Value & Van Insurance

The value of your vehicle is very important from the point of view of your van insurance company.

It is obvious that a van insurer will pay out less for a van valued at £500 if it is stolen compared with a van valued at £35,000. The same is true of repairs following an accident. If a low value van is damaged in an accident then the van insurer will pay out a small amount as the vehicle is likely to be written off. Compare this to the van insurer’s potential payout to repair a van valued at £35,000 that is involved in an accident.

Some van insurers will not insure low value vehicles as they can sometimes be of the opinion that someone with a low value vehicle will not be as worried about taking good care of the vehicle as someone with a higher valued vehicle.