Buying a van and taking out a van insurance policy can be a tricky task. There are countless factors you need to consider before you buy and to help you on your way, Gladiator has compiled a guide to vans and more importantly, van insurance.

We have tried to explain some of the principles of van insurance that people commonly ask us about, but obviously there may be something else you want to ask us about van insurance. If this is the case, please use the form HERE to ask us a question and we will email you an answer.

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Mileage & Van Insurance

Your van insurance company will need to have an accurate approximation as to how many miles you will be covering in a year.

Generally, most van insurance companies will agree that the more your vehicle is on the road, the more chance there is of you being involved in an accident. Therefore, the higher your mileage, the higher your premium.

Another train of thought is that if you drive very few miles per year, you are less likely to be used to the handling attributes of the vehicle and therefore your inexperience may make you likely to have an accident.

Wherever possible, you should make your mileage estimation as accurate as possible. In the event of a claim, it is not unusual for a van insurance company to request previous service records or MOT certificates to check that the mileage stated is accurate. Although van insurers do not expect you to be exact with your estimated mileage, they may charge you an additional premium if your mileage is way above the figure you stated when you got your van insurance quote.