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VAN INSURANCE BASICS

Buying a van and taking out a van insurance policy can be a tricky task. There are countless factors you need to consider before you buy and to help you on your way, Gladiator has compiled a guide to vans and more importantly, van insurance.

We have tried to explain some of the principles of van insurance that people commonly ask us about, but obviously there may be something else you want to ask us about van insurance. If this is the case, please use the form HERE to ask us a question and we will email you an answer.

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Number Of Drivers and Van Insurance

The number of drivers on your insurance policy can affect your price greatly.

For example, some van insurers may argue that the more drivers that are named on your policy, then potentially the more hours of the day the vehicle could be on the road. If you think of a delivery firm, they could conceivably have a vehicle on the road 24hrs a day by operating three eight hour shifts.

On the other hand, some van insurers may say that if you have two drivers on a policy, then they are able to share driving duties and as such will be more rested and awake at the wheel. This may well reduce the risk of you having a claim.

Any driver policies tend to be very expensive with most van insurance companies. The main reason for this is the van insurer is unable to get an exact history on the drivers who may drive the vehicle.
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