Buying a van and taking out a van insurance policy can be a tricky task. There are countless factors you need to consider before you buy and to help you on your way, Gladiator has compiled a guide to vans and more importantly, van insurance.

We have tried to explain some of the principles of van insurance that people commonly ask us about, but obviously there may be something else you want to ask us about van insurance. If this is the case, please use the form HERE to ask us a question and we will email you an answer.

Please select... Why does my van insurer ask so many questions? Previous Van Claims History Number Of Drivers and Van Insurance Driving Convictions & Van Insurance Mileage & Van Insurance Occupation & Van Insurance Security & Van Insurance Vehicle Value & Van Insurance Vehicle Age & Van Insurance Vehicle Use & Van Insurance Your Address & Van Insurance Should I always choose the cheapest van insurance quote? Why does my price keep going up? What is Public Liability Insurance? What is Employers Liability Insurance?

Previous Van Claims History

Van insurers will always want to know your claim history from a period between 3 and 5 years. This includes all claims and incidents, regardless of fault and including theft.

Some van insurers have statistics that prove that drivers who have had a fault claim in the last 3 years are more likely to be involved in a fault claim in the future. In addition, some van insurers can also provide statistics that show people who have had a non-fault claim in the past are more likely to be involved in a claim in the future.

One thing to remember is that some van insurers have access to databases that will cross reference your details with a claims database when you take out a policy. If you have not provided correct information, then your new van insurer may well ask you to pay an additional premium or may cancel your policy.