VAN INSURANCE BASICS

Buying a van and taking out a van insurance policy can be a tricky task. There are countless factors you need to consider before you buy and to help you on your way, Gladiator has compiled a guide to vans and more importantly, van insurance.

We have tried to explain some of the principles of van insurance that people commonly ask us about, but obviously there may be something else you want to ask us about van insurance. If this is the case, please use the form HERE to ask us a question and we will email you an answer.

WHAT WOULD YOU LIKE TO KNOW?

Vehicle Age & Van Insurance

Van insurers look at vehicle age in two different ways.

A newer vehicle is likely to be more expensive to repair in the event of a claim as they tend to be more valuable than older vehicles. In addition, people are more likely to want to keep their newer vehicle looking good, and therefore would be more likely to claim for any scratch or scrape.

The perception for some insurers is that people owning older vehicles would be less likely to take care of their vehicle when compared to drivers of newer vehicles. In addition, it can be more difficult to get parts for older vehicles should they need to be repaired following a claim. As a result of these points, van insurance companies are likely to write off older vehicles in the event of a claim rather than having to effect a repair. However, as these older vehicles are likely to be of less value than newer vehicles, the cost of claims is likely to be reduced.

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