Buying a van and taking out a van insurance policy can be a tricky task. There are countless factors you need to consider before you buy and to help you on your way, Gladiator has compiled a guide to vans and more importantly, van insurance.

We have tried to explain some of the principles of van insurance that people commonly ask us about, but obviously there may be something else you want to ask us about van insurance. If this is the case, please use the form HERE to ask us a question and we will email you an answer.

Please select... Why does my van insurer ask so many questions? Previous Van Claims History Number Of Drivers and Van Insurance Driving Convictions & Van Insurance Mileage & Van Insurance Occupation & Van Insurance Security & Van Insurance Vehicle Value & Van Insurance Vehicle Age & Van Insurance Vehicle Use & Van Insurance Your Address & Van Insurance Should I always choose the cheapest van insurance quote? Why does my price keep going up? What is Public Liability Insurance? What is Employers Liability Insurance?

Your Address & Van Insurance

Your home Address is a very important factor to your van insurance company for many different reasons.

Firstly, you will tend to find more vehicles on the road in built up areas. As a result, your van insurance company will probably perceive that you are more likely to be involved in an accident whilst on these roads. There is also a greater risk that your vehicle will be hit by another driver. This could cause a problem for your van insurance company as if you were to be hit by an uninsured driver then they would be liable to pay for any claims.

Your address is also considered when assessing the potential theft risk. Every town will have areas that are considered higher risk than others by van insurance companies. What could be considered a lower risk part of town for household insurance may actually prove to be a higher risk from a van insurance point of view.