Buying a van and taking out a van insurance policy can be a tricky task. There are countless factors you need to consider before you buy and to help you on your way, Gladiator has compiled a guide to vans and more importantly, van insurance. We have tried to explain some of the principles of van insurance that people commonly ask us about, but obviously there may be something else you want to ask us about van insurance. If this is the case, please use the form HERE to ask us a question and we will email you an answer.

WHAT WOULD YOU LIKE TO KNOW?

Please select... What is van insurance? Why do I need to get van insurance? Should I risk not having van insurance? What if I were to be hit by an uninsured driver? What paperwork will my van insurer send me? What are policy exclusions? Am I covered to drive other vehicles under my van insurance policy? What is an excess on a van insurance? What is a compulsory excess? What is a voluntary excess? Different types of van insurance policies What is covered under a Third Party Only van insurance policy? What is covered under a Third Party, Fire and Theft van insurance policy? What is covered under a Comprehensive van insurance policy? What is No Claims Bonus? Additional items your van insurance company can provide

What is covered under a Third Party, Fire and Theft van insurance policy?

Third Party, Fire and Theft insurance is one step up from the Third Party Only van insurance policy described elsewhere in the guide. In addition to those things covered by the TPO policy, Third Party, Fire and Theft van insurance policies also cover the policyholder for theft, attempted theft and fire damage to his van.

Therefore, if you insure your van on a third party, fire and theft policy your vehicle will be repaired or replaced should it be stolen, suffers an attempted theft or is damaged or destroyed by fire. This fire cover will not include fire caused by electrical faults.

In the event of you having to claim for your vehicle under a third party, fire and theft van insurance policy then you will be required to pay the fire and theft excess to the insurer.