There are many different types of commercial vehicles on the road. When you are looking to buy one there are many considerations you will need to make. Your choice could have a huge bearing on how much you have to pay for your van insurance.

Before you make the decision to buy, consider the following:

Is the van the right size for my needs? A larger van may mean that you can potentially carry more things, but generally the larger the van, the larger the van insurance quote.

Do I need a specialist type of vehicle? Your work may require you to carry frozen food or transport large loads of sand or aggregate. If this is the case, then probably a standard van would not be the right choice for you. Use the guide that follows to try and make the correct choice, but remember that the more specialist the vehicle, the more specialist the van insurance policy you may need to cover it.

Once you have decided on the type of vehicle, your next consideration should be what make and model are you going to go for? The majority of car manufacturers in the UK also make commercial vehicles. Most of these vehicles can be grouped together by size and as a result you will find that van insurance quotes for similar size vehicles will generally be the same regardless of manufacturer.

All information on these pages verified 01 August 2011.

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Tipper Van Insurance

These commercial vehicles are based on large Pick-Up trucks and have a mechanism (Usually hydraulic) that tips the rear of the vehicle in order to ease the unloading of its load.

From a van insurance point of view, it is sometimes quite difficult to obtain a cheap commercial van insurance quote for a tipper. There are many different risks associated with the operation of tippers that can result in an increased risk in the event of a claim.

There is a potential risk in the vehicle tipping a load over a person or property or the vehicle actually tipping over itself if used on uneven or soft ground. As the hydraulic tipping mechanism is usually quite expensive to replace if it breaks down, there have been numerous incidents of people having their vehicle stolen and stripped for parts.

A combination of these factors has resulted in commercial insurance quotes for tippers being difficult to obtain and as a result they can work out to be quite expensive. A lot of insurance companies will not provide commercial motor van insurance quotes for tippers via the Internet and instead will need you to speak to an advisor, as it is such a specialist item.