There are many different types of commercial vehicles on the road. When you are looking to buy one there are many considerations you will need to make. Your choice could have a huge bearing on how much you have to pay for your van insurance.

Before you make the decision to buy, consider the following:

Is the van the right size for my needs? A larger van may mean that you can potentially carry more things, but generally the larger the van, the larger the van insurance quote.

Do I need a specialist type of vehicle? Your work may require you to carry frozen food or transport large loads of sand or aggregate. If this is the case, then probably a standard van would not be the right choice for you. Use the guide that follows to try and make the correct choice, but remember that the more specialist the vehicle, the more specialist the van insurance policy you may need to cover it.

Once you have decided on the type of vehicle, your next consideration should be what make and model are you going to go for? The majority of car manufacturers in the UK also make commercial vehicles. Most of these vehicles can be grouped together by size and as a result you will find that van insurance quotes for similar size vehicles will generally be the same regardless of manufacturer.

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Pick-up Van Insurance

From a Pick-Up Insurance point of view, there are two different types of pick up. Firstly there is the utility pick up. If you think of Transit Pick-Ups or VW Caddy Pick-Ups then you will probably picture a vehicle only used by tradesmen carrying supplies to site to carry out their job. These tend to be quite basic but do a good job.

Contrast that to the Lifestyle Pick-Ups such as the Mitsubishi L200 Warrior or the Nissan Navarra. These are more luxurious and car like in their equipment levels and performance.

From a van insurance point of view, the utility Pick-Up is pretty straightforward to cover under a commercial insurance policy. They are treated in much the same way as a van of equal size and the Van Insurance companies usually provide a similar price.

The lifestyle Pick-Ups can be more difficult to get a commercial insurance quote for as a lot of van insurance companies are concerned about the potential higher cost in the event of a claim.