There are many different types of commercial vehicles on the road. When you are looking to buy one there are many considerations you will need to make. Your choice could have a huge bearing on how much you have to pay for your van insurance.

Before you make the decision to buy, consider the following:

Is the van the right size for my needs? A larger van may mean that you can potentially carry more things, but generally the larger the van, the larger the van insurance quote.

Do I need a specialist type of vehicle? Your work may require you to carry frozen food or transport large loads of sand or aggregate. If this is the case, then probably a standard van would not be the right choice for you. Use the guide that follows to try and make the correct choice, but remember that the more specialist the vehicle, the more specialist the van insurance policy you may need to cover it.

Once you have decided on the type of vehicle, your next consideration should be what make and model are you going to go for? The majority of car manufacturers in the UK also make commercial vehicles. Most of these vehicles can be grouped together by size and as a result you will find that van insurance quotes for similar size vehicles will generally be the same regardless of manufacturer.

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Box Van Insurance

These are usually the same size as a panel van. The main difference is that in a panel van you are able to access the rear of the van via the cab, whereas a box van has a totally enclosed box on the rear. The majority of van insurance companies will cover box vans up to vehicles of Transit size. Larger box vans may be a bit more difficult to obtain an insurance quote for.

When you try to obtain an online insurance quote for your box van, you will need to make sure you read the small print. Some internet van insurance companies will only cover panel vans or car derived vans. This may mean that if you buy a van insurance policy you aren’t actually covered. If in doubt, phone the company and check that your vehicle is acceptable to them.